AI-Powered Business OS

The AI-Powered Business Operating System for African Businesses

Operate your entire business from one intelligent platform. Payments, customers, sales, operations, marketing, files, and your team • all seamlessly connected.

One Account. One Dashboard. One Business.

  • Powered by Autonomous AI Pipelines & Enterprise ATS
  • No credit card required
  • Activate only tools you need
  • Scale without switching platforms
Start Free See Platform
Also on Android & iOS • Download App
Cori AI Interface

Replace All These Tools With One Platform

One connected business ecosystem

Backed by Trusted Banking, Payment & Cloud Infrastructure
Paystack & Flutterwave
Moniepoint Settlement
StroWallet USD Engine
Google Cloud Platform
NDPR Compliant
256-Bit SSL Encrypted
The Problem

Your Business Isn't Disorganized. Your Software Is.

You're switching between 5–10 disconnected apps just to run daily operations. Each new tool creates another silo, another login, another bill. The result? Zero shared intelligence.

Too Many Apps

Payments here. CRM there. Files somewhere else. Your business lives in 10 different tabs.

Nothing Talks to Anything

Your sales data doesn't know your inventory exists. Your marketing doesn't know who your customers are.

Death by Subscriptions

Each tool has its own pricing, billing cycle, and support team. You're paying more and getting less.

The Solution

One Platform. Everything Connected.

Stop duct-taping your business together. Casjoe unifies everything under one intelligent roof.

One wallet for all payments
One customer database
One analytics engine
One login for everything
One AI assistant across modules
One dashboard to rule them all
How It Works

Start Small. Scale Without Starting Over.

Three steps to transform how you run your business forever.

01

Create One Account

Sign up once and establish your business identity. One account gives you access to the entire Casjoe ecosystem instantly.

02

Activate What You Need

Choose only the tools you need right now. Start with payments, add a shop later. Your ecosystem scales automatically with your ambition.

03

Grow Naturally

Every module shares data, intelligence, and your wallet. You never outgrow the platform because it continuously adapts to your needs.

The Ecosystem

Everything Your Business Needs. One Login.

Eight powerful modules. One unified platform. Activate what you need, when you need it.

Casjoe Pay

Multi-Currency & Virtual USD Cards

Accept payments locally & globally, generate instant Virtual USD Cards for ad spend (zero decline rates), and withdraw straight into Nigerian bank accounts or MoMo.

Casjoe BOS

Run Your Daily Operations

Invoicing, inventory, HR, applicant tracking (ATS), projects, and CRM • your complete synchronized back-office with role-based access control.

Casjoe Mail

Grow Your Customer Base

High-deliverability newsletters, automated customer drip sequences, and transactional receipts that turn one-time buyers into repeat revenue.

Casjoe Cloud

Keep Every Business File Safe

Secure cloud storage for company files, legal documents, contracts, and media assets with granular permission controls for your staff.

Casjoe Links

Your Brand In One Smart Link

High-converting link-in-bio pages, lead magnets, and micro-landing pages to capture leads and drive traffic directly to your offers.

Casjoe Academy

Train Your Team & Scale

Practical business playbooks and team training LMS. Train new employees automatically or monetize your proprietary courses.

Casjoe Forms

Smart Forms That Do The Work

Collect data, client briefs, registrations, and direct payments with intelligent forms that instantly synchronize into your CRM and wallet.

Casjoe Mart

Storefront & WhatsApp Commerce

Your own online store for physical products, digital files, and services, complete with instant checkout and automated WhatsApp order processing.

All modules share a unified data layer and wallet

Interactive Product Tour

Explore the Power of Casjoe in Action

Click below to preview how our core modules streamline your business, save hours, and unlock international growth.

Zero International Decline Rate

Fund in Naira. Pay Internationally with Zero Hassle.

Stop letting Nigerian card limits stall your ad campaigns or business software. Casjoe Pay issues instant, 3D Secure virtual USD cards you can fund directly from your local wallet balance.

  • Facebook & Instagram Ads funded with 100% approval
  • Google Ads, AWS, OpenAI, Shopify subscriptions
  • Instant creation with CVV & 3D Secure OTP verification
  • Withdraw unused funds directly back to your Nigerian bank
Get Your Virtual USD Card
CASJOE PAY • PLATINUM
Virtual USD Balance
$2,450.00 USD
4111 •••• •••• 9284
Cardholder
CHUKWUEMEKA O.
Expires
08/29
Security
3D Secure
✓ Meta Ads ✓ Google Ads ✓ AWS ✓ OpenAI ✓ Shopify
Unified Back-Office Engine

Professional Invoices, Real-Time Inventory & Team Controls.

Replace messy spreadsheets and fragmented accounting software. Casjoe BOS handles your billing, multi-location inventory, employee roles, and applicant tracking from a single dashboard.

  • Branded invoices with automated payment links & receipts
  • Real-time stock decrementing across multiple sales channels
  • Granular staff permissions & clean employee access revocation
  • Integrated Applicant Tracking System (ATS) for hiring
Start Managing Operations
INVOICE #INV-2026-4409
Billed to: Adaobi & Co. Logistics
PAID IN FULL
Enterprise Software License ₦280,000.00
Onboarding & Team Setup ₦60,000.00
Total Settled ₦340,000.00
INVENTORY SYNC
Stock Updated Live
STAFF PERMISSIONS
Role: Finance Mgr
Omnichannel Commerce

Sell on the Web & Directly Through WhatsApp.

Africans shop on WhatsApp. Casjoe Mart lets you connect your catalog directly to your WhatsApp business profile, so shoppers can browse, add to cart, and checkout with instant automated receipts.

  • 1-Click WhatsApp Ordering: Pre-filled checkout carts sent into chat
  • Support for physical products, ebooks, templates & services
  • Automated customer capture into Casjoe CRM & Mail sequences
  • Instant settlement into your Casjoe Pay wallet
Launch Your Storefront
Casjoe Mart & WhatsApp Direct
● Online & Instant Checkout Active
Wireless Pro Earbuds (Series 5)
SKU: EAR-500 • 14 in stock
₦24,500.00
Autonomous Executive AI

Specialized 24/7 AI Staff Working For Your Business.

Meet your new executive team. CORI AI coordinates autonomous AI Employees tailored to high-impact roles: Sales Manager, Financial Accountant, and HR Specialist — drafting quotes, auditing invoices, and screening applicants 24/7.

  • AI Sales Manager: Analyzes deals, writes pitches, triggers follow-ups
  • AI Accountant: Reconciles invoices, flags overdue clients, audits profit
  • AI HR Specialist: Evaluates CVs with ATS intelligence, schedules interviews
  • Full Human Control: Approve, refine, or auto-run queued AI tasks
Deploy Your AI Office
CORI AI Action Queue
2 Tasks Pending Executive Review
Live Engine
💼 AI SALES MANAGER 2 mins ago
Drafted commercial proposal for prospective client TechCorp Nigeria (Value: ₦1.5M).
📊 AI ACCOUNTANT Just now
Settlement reconciliation complete: ₦892,400 verified against bank records with zero discrepancy.
Connected Workflow

See How Everything Works Together

One customer order triggers an automated chain across every module. Here's the magic.

Step 01

Customer Places Order

A customer discovers your product on Casjoe Mart and places an order.

Step 02

Payment is Processed

Casjoe Pay instantly processes and settles the payment into your wallet.

Step 03

Invoice is Generated

Casjoe BOS automatically creates and sends a branded invoice.

Step 04

Inventory Updates

Stock levels adjust in real time. Low-stock alerts trigger if needed.

Step 05

CRM Profile Updates

The customer's profile is enriched with purchase history and preferences.

Step 06

Follow-up Email Sent

Casjoe Mail sends an automated thank-you email with recommendations.

Step 07

AI Analyzes the Sale

Your AI assistant logs the trend and surfaces insights about the customer segment.

Step 08

Dashboard Reflects Everything

Revenue, customers, inventory, and AI alerts, all updated in real time on a single screen.

Intelligence Core

Meet CORI AI, Your Business Manager

CORI AI is an always-on assistant that reads every signal across your entire business and tells you exactly what to do next.

CORI AI Weekly Brief
Monday, 9:00 AM • Auto-generated
📈 Revenue
Revenue up 12.4% this week. Top performer: Product SKU-0847. Consider increasing ad spend on this category.
⚠️ Inventory
3 items below reorder threshold. Auto-purchase order drafted for your approval.
👥 Customers
47 new customers acquired. Retention rate: 89%. Your email sequence is performing 2x above industry average.

Just tell CORI AI what to do:

"Send invoice #4021 to customer Adaobi"
"Remind sales team about Q3 targets"
"Schedule a weekly audit every Monday"
"Show me my top customers this month"
"Draft a marketing email for new arrivals"
Autonomous AI Action Pipelines ⚡ Executive Engine
CORI AI doesn't just answer questions — it executes multi-step strategic workflows from start to finish.
Live Autonomous Processing
1-Click Trigger
Deep Market & Competitor Research

Synthesizes real-time industry trends and competitor pricing data into actionable executive briefs.

1-Click Trigger
Executive Sales Proposal Generator

Auto-generates customized client pitch decks, scope definitions, and commercial pricing quotes instantly.

1-Click Trigger
Automated Outreach Sequences

Deploys personalized multi-channel follow-ups and high-converting customer engagement workflows.

1-Click Trigger
Strategic Growth & Resource Planning

Evaluates cash flow, inventory thresholds, and talent velocity to recommend optimal growth targets.

Autonomous Team

Meet Your 24/7 Specialized AI Employees

Deploy dedicated digital specialists into your business that handle critical departmental duties without breaks or payroll overhead.

Sales Department

AI Sales Manager

Drives customer acquisition, personalizes commercial proposals, and monitors sales pipeline momentum 24/7.

  • Drafts bespoke client pitch decks & quotes
  • Automated high-conversion follow-up sequences
  • Analyzes closing rates & win/loss drivers
Finance Department

AI Accountant

Keeps your books balanced, audits revenue across payment gateways, and surfaces cash flow alerts before issues arise.

  • Reconciles Paystack, Moniepoint & wallet receipts
  • Flags unpaid & overdue customer invoices
  • Generates monthly profit & loss digests
People & Operations

AI HR & ATS Specialist

Streamlines hiring with intelligent resume screening, candidate ranking, and employee lifecycle management.

  • Screens applicant resumes against job criteria
  • Auto-generates structured interview questions
  • Streamlines staff onboarding & permission roles
Built For You

Who Casjoe Is For

Whether you're just starting or scaling to thousands of customers, Casjoe grows with you.

Starting a Business

Launch with payments and a shop. Add modules as you find your footing. Zero overhead, zero complexity.

Growing Businesses

You've outgrown spreadsheets. Activate CRM, operations, and marketing to keep all your data synchronized.

Agencies & Service Firms

Manage clients, projects, invoicing, and team performance from a single dashboard.

Retail & Commerce

Sell online and offline. Track inventory, process payments, and run promotions from a unified system.

Enterprises

Full ERP with HR, finance, inventory, and compliance. Enterprise-grade controls for serious operations.

Teams of Any Size

From solo founders to 500-person companies. Role-based access, collaboration tools, and shared intelligence.

Recent Insights

Latest from our Blog

Stay updated with the latest business trends, ecosystem updates, and growth strategies.

How to Turn Your Instagram & TikTok Followers into Paying Customers via Link-in-Bio

How to Turn Your Instagram & TikTok Followers into Paying Customers via Link-in-Bio

Stop losing social media buyers to complicated checkout friction. Structure an interactive link-in-bio storefront that converts.

Read More
5 Invoicing Mistakes That Are Crushing Your Business Cash Flow

5 Invoicing Mistakes That Are Crushing Your Business Cash Flow

Unpaid invoices and late billing starve growing businesses of working capital. Here is how to get paid on time every time.

Read More
The Ultimate Guide to Virtual Dollar Cards for African Founders & Freelancers

The Ultimate Guide to Virtual Dollar Cards for African Founders & Freelancers

Overcome local bank debit card spending limits and pay for AWS, Google Ads, and SaaS tools without payment failures.

Read More
View All Posts
Simple, Transparent Pricing

Start Free, Scale as You Grow

Every account starts with our 30-day 100% free all-access trial. No credit card required. Keep the free tools forever or pick only what your business needs.

₦0 / FREE FOREVER
Free Forever Suite
Essential payment, commerce, and digital learning tools for solo founders & creators.
₦0 / month (Free Forever)
  • Casjoe Pay: Multi-Currency Wallets & Virtual Cards
  • Casjoe Business School: LMS & Course Authoring
  • Casjoe Shop / Mart: Online Storefront & Product Catalog
  • Instant Settlements: Direct to Banks & Mobile Money
  • Zero Monthly Fees: 100% Free forever at ₦0/month
  • No Card Required: Start immediately without CAC registration
Get Started Free
⭐ MOST POPULAR • 30-DAY FREE TRIAL
All-Access Bundle
Your complete business operating system with all 9 modules and Cori AI included.
₦25,000 / month (~$18 USD)
  • 30-Day Free All-Access: ₦0 for your entire first month
  • All 9 Core Modules: BOS ERP, Mail, Cloud, Store & more
  • Cori AI Intelligence: 15,000 AI tokens included monthly
  • Team Accounts: Multi-staff permissions & RBAC
  • Financial Suite: Unlimited invoices, receipts & quotes
  • VIP Priority: Dedicated 24/7 priority onboarding & support
Start 30-Day Free Trial
1st Month Free
Modular Plans
Subscribe only to individual tools. Build your bespoke suite and add tools as you grow.
From ₦1,000 / month
  • Casjoe Cloud: File & document storage at ₦1,000/mo
  • Casjoe Links & Forms: Bio pages & forms at ₦5,000/mo
  • Casjoe BOS ERP & Mail: CRM, billing & email at ₦10,000/mo
  • AI Digital Employees: Sales & accountant staff at ₦5,000/mo
  • Customizable Stack: Subscribe only to the tools you use
  • Zero Lock-in: Add, pause, or swap modules anytime
Explore All Modules

Need full feature checklists, AI token top-ups, and a granular breakdown of every app? View Full Pricing & Module Breakdown Page →

Run your entire business from one intelligent operating system

One Account. One Dashboard. Everything Connected.

Start Free Trial

Free forever to start • No credit card required • Cancel anytime

Official Mobile App

Manage Your Entire Business From Your Pocket

Run payroll, send invoices, issue virtual cards, track sales, and consult your autonomous AI team wherever you are. Live sync ensures every action reflects instantly across your company.

Live Zero-Latency Cloud Sync
Instant Virtual Cards & Pay
Biometric & Offline PIN Security
24/7 Cori AI Executive Assistant
Direct Download • v4.8 Android APK (16.8 MB)
Verified clean & secure package • Works on all Android 8.0+ & iOS devices
Casjoe Mobile App Interface
Scan QR Code to Download APK
Scan to Install APK Point your phone camera here to download directly to mobile
Got Questions?

Frequently Asked Questions

Everything you need to know about payments, withdrawals, virtual USD cards, and platform security.

Can I withdraw money from CasjoePay directly to my bank?

Yes, absolutely! You can withdraw funds from your Casjoe Pay wallet directly into any Nigerian commercial bank account (GTBank, Access, Zenith, UBA, Kuda, Moniepoint, etc.) or supported Mobile Money wallet at any time. Payouts are settled instantly or within the same business day.

Do I need a registered CAC company to get started?

No, you do not need a CAC registered business to sign up. You can start immediately as an individual, creator, freelancer, or unregistered business. Whenever your business grows and you register with the CAC, you can update your business profile to unlock higher transaction tiers and corporate cards.

How do the Virtual USD Cards work?

Casjoe Pay issues instant virtual USD cards powered by 3D Secure verification. They have a 99.9% acceptance rate for international payments including Facebook & Instagram Ads, Google Ads, AWS infrastructure, ChatGPT Plus, Shopify, and global SaaS tools. You fund them directly with Naira from your Casjoe wallet with zero international decline rates.

What happens if I remove a staff member from my company?

Casjoe BOS features enterprise role-based access control (RBAC). When you remove an employee or team member from your company, their access to your company's data, finances, files, and modules is immediately revoked. Historical audit trails and invoice logs remain intact, and the platform safely detaches their profile without reducing total system records.

Is there really a 30-day free trial? Do I need a credit card?

Yes! Every new business receives a 30-day all-access free trial with full access to all 8 modules and Cori AI. No credit card or debit card is required to sign up. You can test every feature completely risk-free before deciding on a subscription.

Can I accept payments from international customers outside Nigeria?

Yes. Casjoe Pay allows you to accept local cards, bank transfers, USSD, and international payments. You can hold multi-currency balances in NGN, USD, GBP, and EUR and convert or withdraw anytime.

Casjoe for Apple iOS

iPhone & iPad Installation

Casjoe runs as a high-performance, full-screen Progressive Native App on iOS with instant live synchronization.

1
Open Safari on your iPhone or iPad and navigate to app.casjoe.com
2
Tap the Share icon (the square with the upward arrow ⎋) at the bottom toolbar.
3
Scroll down and select "Add to Home Screen", then tap Add in the top-right corner.
Launch Mobile Web App

Want Apple TestFlight build access? Reach out to hello@casjoe.com